Offset account

A mix of variable and fixed rates

Redraw facility

Repayment holiday period

Revolving line of credit

Direct salary crediting

Credit card sweep facility

Multiple loan accounts

There are many potential benefits that you might achieve by refinancing in the current market.

• Lock in a low fixed rate for the next 1 to 10 years
• Take a combination of say half your mortgage at a fixed rate and the remainder variable
• Change banks and get a better, cheaper and more customised finance package
• Take a revolving line of credit mortgage and use the equity in your home
• Getting a better deal and superior more flexible loan structure is a prime objective of refinancing.

As part of the exercise you should consider your current and future finance needs:

• Investment - share portfolio
• Renovations
• School fees
• Car purchase
• Investment property purchase
• Debt consolidation
• Family holiday

You will be amazed just how much interest and Bank Fees you can save, to say nothing of the improved flexibility and easier access to services without the need to visit the Bank for transactions.

Call us to discuss your needs. We can then arrange a time to visit you and conduct the Free review.